Employer’s liability or Workmen’s Compensation is mandatory coverage for employers which protects the business against liabilities arising from injuries or the death of an employee.
Protection against claims up to the limits specified for which the insured shall become legally liable to pay compensation for fatal accident, bodily injury to any person or engaged in the service of the insured or to any third party
Liability arising for accidental loss or damage to property not belonging to the insured
Liability insurance covers legal costs and pay outs for which the insured party would be found liable.