Motor Insurance

INDICATIVE COVERAGE:

– Liability only policy. This covers third party liability for bodily injury liability and/ or death and property damage Personal

Accident cover for Owner-driver is also included (mandatory as per the Motor Vehicles Act, 1988)

– Package policyThis covers loss or damage to the vehicle insured in addition to (1) above.

The policy can be extended to cover the following risks on payment of additional premium

Loss or damage to accessories timed in the vehicle such as stereos, fans, air-conditioners etc.

– Personal accident cover under private car policies for:

– Legal liability to employees.

– Legal liability to non-fare paying passengers in commercial vehicles

Any accident outside the geographical area of operation
Consequential loss, normal wear and tear
Driving without a valid licence for that class of vehicle.
Driving under the influence of liquor/drugs
Vehicle not being used as per Limitations to use.
Mechanical or electrical breakdown, failure etc which fall under the specific exclusions.
Willful Damage, Hire or Reward
Damage to tyres and tubes unless the vehicle is also damaged at the same time or the vehicle is stolen.